PM Kisan Samman Nidhi Yojana: Latest Update on 20th Installment! How to get ₹6000 in account, check status and correct mistakes

Empowering India’s Farmers with PM Kisan Samman Nidhi Yojana

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme stands as a pivotal initiative by the Government of India, officially launched on February 1, 2019. This program was conceived with the fundamental purpose of providing direct income support to land-holding farmer families across the nation, thereby supplementing their financial needs. As a Central Sector Scheme, PM-KISAN is entirely funded by the Government of India, underscoring a significant national commitment to agricultural welfare.

Under the provisions of this scheme, eligible farmers receive a financial benefit amounting to ₹6,000 annually. This sum is strategically disbursed in three equal instalments of ₹2,000 each, ensuring a consistent flow of support throughout the year. A cornerstone of PM-KISAN’s operational design is the Direct Benefit Transfer (DBT) mode. This mechanism ensures that funds are directly credited to the farmers’ Aadhaar-seeded bank accounts, a feature specifically implemented to enhance transparency and eliminate the involvement of intermediaries. Farmers are granted the flexibility to utilize these funds for their overall well-being, with no specific restrictions mandating their use solely for agricultural expenses.

The objectives underpinning PM-KISAN are comprehensive and far-reaching. Primarily, the scheme aims to bolster the financial security of small and marginal farmers, enabling them to better manage crucial agricultural expenses such as the procurement of seeds, fertilizers, and essential equipment. Beyond immediate farming needs, the scheme seeks to invigorate rural economic growth by enhancing farmers’ purchasing power, thereby stimulating local economies. A significant goal is also to reduce farmers’ reliance on private moneylenders and high-interest loans, alleviating financial stress and fostering greater stability. Ultimately, by providing this consistent support, PM-KISAN encourages investment in improved farming practices, contributing to increased productivity and sustainable livelihoods.

The scheme has demonstrated substantial impact and achieved remarkable milestones since its inception. The Government of India has disbursed over ₹3.46 lakh Crore across 18 installments, showcasing the scheme’s extensive reach and the government’s unwavering financial commitment. Significant efforts to expand its beneficiary base include a saturation drive in November 2023 under the Viksit Bharat Sankalp Yatra, which successfully brought over 1 crore additional eligible farmers into the scheme. Furthermore, an additional 25 lakh farmers were included within the first 100 days of the subsequent government in June 2024, leading to a substantial increase in beneficiaries, with 9.59 crore farmers receiving the 18th installment.

This consistent financial injection has also been observed to enhance farmers’ capacity for risk-taking, encouraging them to undertake potentially riskier but ultimately more productive investments in their agricultural endeavors. The consistent emphasis on the Direct Benefit Transfer (DBT) mode and a farmer-centric digital infrastructure throughout the scheme’s implementation reveals a broader governmental strategy. This approach positions PM-KISAN not merely as a financial aid program but as a strategic initiative leveraging technology for transparent and efficient governance in rural areas. The digital backbone is critical for ensuring direct fund delivery and minimising leakages, effectively setting a standard for other government welfare schemes. This commitment to digital platforms underscores a dedication to improving the reach, integrity, and public trust in welfare programs, fostering a more direct and accountable relationship between the government and its citizens.

Who is Eligible for PM Kisan? Understanding the Criteria

To ensure that the benefits of the PM-KISAN scheme are precisely directed towards the intended recipients, specific eligibility criteria and exclusion categories have been meticulously defined. Adherence to these guidelines is paramount for prospective and existing beneficiaries.

Key Eligibility Criteria

The scheme is primarily designed for landholding farmer families, a term officially defined as a household comprising a husband, wife, and their minor children. A fundamental requirement is that farmers must

own cultivable land and possess valid land records registered with their respective state governments. It is important to note that the cut-off date for determining land-holding eligibility was February 1, 2019, and no changes were considered for the subsequent five years for eligibility purposes. Applicants must also be

citizens of India. While not a strict criterion across all cases, some sources indicate eligibility for farmers generally between

18 and 60 years of age. Crucially, having a

valid Aadhaar number linked to their bank account is a mandatory prerequisite for receiving the financial benefits, as payments are processed through the DBT system. Furthermore,

completing the electronic Know Your Customer (e-KYC) process is compulsory for all beneficiaries to ensure timely and accurate payments and prevent any disruptions.

Important Exclusion Categories

To prevent the misuse of scheme funds and to ensure that aid is directed towards genuinely needy farmers, certain categories of individuals are explicitly excluded. These exclusions typically apply to those with higher economic status or stable alternative incomes. The excluded categories include:

• Institutional Landholders.
• Individuals holding or having held constitutional posts, including former and present Ministers/State Ministers, former/present Members of Lok Sabha/Rajya Sabha/State Legislative Assemblies/State Legislative Councils, and former/present Mayors of Municipal Corporations or Chairpersons of District Panchayats.
• All serving or retired officers and employees of Central/State Government Ministries/Offices/Departments and their field units, Central or State Public Sector Enterprises (PSEs), and Attached/Autonomous Institutions under Government, as well as regular employees of Local Bodies (with the exception of Multi Tasking Staff/Class IV/Group D employees).
• All superannuated/retired pensioners receiving a monthly pension of ₹10,000 or more (excluding Multi Tasking Staff/Class IV/Group D employees).
• All persons who paid Income Tax in the last assessment year.
• Professionals such as Doctors, Engineers, Lawyers, Chartered Accountants, and Architects who are registered with professional bodies and actively practicing their professions.
• Families with multiple members already receiving benefits, as the scheme aims to provide one benefit per eligible family unit.

The comprehensive and detailed exclusion criteria clearly demonstrate the government’s commitment to targeted welfare. By meticulously defining who is not eligible, the scheme ensures that the substantial financial aid is precisely directed towards the most vulnerable small and marginal farmers. This approach prevents the diversion of funds to those with higher economic standing or alternative stable incomes, reflecting a strong fiscal prudence aimed at maximizing the impact of the allocated budget and maintaining the scheme’s integrity. This also implies the presence of robust, multi-layered verification systems to enforce these exclusions effectively.

PM Kisan Eligibility at a Glance

This table serves as an immediate, clear, and comprehensive summary of both who is eligible and who is excluded. For farmers, it provides a quick reference point, enabling them to easily self-assess their eligibility without having to read through extensive textual explanations. This conciseness is highly actionable and helps prevent ineligible applications, thereby saving time and effort for both potential beneficiaries and the administrative bodies responsible for verification.

Latest PM Kisan Installment Updates: What to Expect Next

Staying updated on installment release dates is crucial for effective financial planning for farmer families. The timely receipt of these funds directly impacts their ability to manage agricultural expenses and household needs.

The Anticipated 20th Installment

Farmers across the country are eagerly awaiting for the PM Kisan 20th installment date, which represents a crucial financial lifeline for millions. While official confirmation is always the final word, media reports widely suggest the 20th installment is anticipated to be released by the end of June 2025 or, more specifically, around July 18-20, 2025. Prime Minister Narendra Modi is reportedly expected to release this tranche to more than 9.8 crore farmers during a public meeting in Bihar’s Motihari on July 18, 2025.

Previous Installment Releases

The scheme operates on a consistent schedule, with installments typically released every four months, aligning with its design to provide regular income support. The 19th installment was released by Prime Minister Narendra Modi on February 24, 2025, in Bhagalpur, Bihar. This significant event benefited over 9.8 crore farmers, who received direct financial assistance exceeding ₹22,000 crore. Prior to that, the 18th installment was released on October 5, 2024, in Washim, Maharashtra, benefiting over 9.4 crore farmers with more than ₹20,000 crore.

Important Note for Upcoming Installments

It is critical to remember that only those beneficiaries who have completed the mandatory e-KYC verification and ensured their Aadhaar-linked bank accounts are in order will be eligible to receive the upcoming funds. While various media outlets provide anticipated dates and general information, it is consistently emphasized that the official website or mobile application should be the sole trusted sources for such news.

This highlights a critical need for beneficiaries to rely exclusively on official government channels (specifically pmkisan.gov.in) to avoid misinformation and ensure they act on confirmed, accurate details regarding payment releases and scheme requirements. Relying solely on news reports, especially those without explicit official confirmation, could lead to missed deadlines for compliance steps, incorrect expectations about payment dates, or even falling victim to scams. This underscores the necessity for digital literacy and direct engagement with government platforms for reliable information.

PM Kisan Installment Schedule (Expected & Past)

This table provides a clear, chronological overview of payment releases, helping beneficiaries track the typical schedule and anticipate upcoming installments. It serves as a quick, easy-to-read reference for past payments, building trust and transparency in the scheme’s consistent operation. This predictable framework reduces anxiety and enables beneficiaries to plan their agricultural and household finances more effectively.

Essential Steps to Ensure You Receive Your PM Kisan Benefits

To ensure the seamless and uninterrupted receipt of PM Kisan installments, particularly the upcoming 20th tranche, beneficiaries must proactively complete several crucial steps. Failure to do so could result in payment delays or even the rejection of benefits.

1. Mandatory e-KYC: Your Gateway to Payments

Electronic Know Your Customer (e-KYC) is a mandatory requirement for all registered PM Kisan farmers. This process electronically verifies an individual’s identity and address, playing a critical role in ensuring that financial benefits reach only genuine and rightful beneficiaries. The Government of India has provided three convenient methods for completing e-KYC:

• OTP-Based e-KYC (Online Method): This is often the quickest method for those with an Aadhaar-linked mobile number.

1. Visit the official PM-Kisan website: pmkisan.gov.in.
2. Navigate to the ‘Farmers Corner’ section on the homepage and click on the ‘e-KYC’ option.
3. Enter the valid 12-digit Aadhaar number in the designated field and click ‘Search’.
4. Provide the mobile number that is linked with the Aadhaar card and click ‘Get OTP’.
5. Enter the One-Time Password (OTP) received on the registered mobile number to verify identity. Once verified, the PM Kisan e-KYC status will be updated immediately.

• Biometric e-KYC at a CSC Centre: This method is particularly useful if a mobile number is not linked with the Aadhaar.

1. Visit the nearest Common Service Centre (CSC) or State Seva Kendra (SSK).
2. Inform the CSC operator about the intention to complete biometric authentication for PM Kisan.
3. Provide the Aadhaar number and authenticate identity using a fingerprint or iris scan. The CSC operator will provide assistance throughout the process.

• Face Authentication e-KYC (Via PM-Kisan Mobile App):

1. Install and download both the PM-Kisan mobile app and the Aadhaar Face RD app from the Google Play Store.
2. Open the PM-Kisan app and proceed with logging in, typically using the PM-Kisan registered mobile number.
3. Navigate to the beneficiary status page within the app and check the e-KYC status. If it indicates ‘No’ or pending, click on the ‘e-KYC’ option.
4. Enter the Aadhaar number and provide consent to scan the face. The e-KYC process will be completed after a successful face scan.

2. Aadhaar-Bank Account Linking and DBT Activation

For direct benefit transfer, the Aadhaar number must be linked with an active bank account. Payments will not be processed if this linkage is not in place. Beneficiaries should also ensure that the DBT option is active in their Aadhaar-seeded bank account. This can typically be confirmed or activated by visiting the bank branch or through Aadhaar-enabled banking services.

3. Verify Bank Account Details

Beneficiaries must meticulously double-check their bank account details, including the IFSC code and account number, to prevent any transaction failures or delays in receiving funds. Incorrect details are a common reason for payment rejections.

4. Resolve Land Record Issues

Any discrepancies or mismatches in land records must be addressed promptly with local authorities. The PM-KISAN portal now offers an online correction option for land address updates. To update land address, one can click on ‘State Transfer Request’ under ‘Farmers Corner’, enter Registration/Aadhaar Number, OTP, and upload proof of cultivable land (e.g., khasra, khatoni, land ownership papers). Errors in these records can lead to the rejection of benefits. Local officials can also assist in correcting these records.

5. Check Beneficiary Status and List Regularly

Regularly checking the beneficiary status and ensuring inclusion in the latest beneficiary list is a proactive measure to avoid surprises.

To check Beneficiary Status:

1. Visit the official PM-KISAN website (pmkisan.gov.in).
2. Navigate to the ‘Farmers Corner’ section and click on ‘Beneficiary Status’.
3. Enter either the Aadhaar number, bank account number, or mobile number.
4. Click ‘Get Data’ to view the status, including payment history and eligibility.

Understanding Status Messages:

• “Waiting for approval by state”: This indicates that the state government is currently verifying the documents provided by the applicant.
• “Rft Signed by State Government”: This means the state government has verified the documents and sent a Request for Fund Transfer (RFT) to the central government.
• “FTO is Generated and Payment confirmation is pending”: FTO stands for Fund Transfer Order. This message signifies that the central government has generated the order for fund transfer, and the installment is expected to be credited to the bank account soon.

To check Beneficiary List:

1. Visit the official PM-KISAN website (pmkisan.gov.in).
2. Navigate to the ‘Farmers Corner’ and click on ‘Beneficiary List’.
3. Select the State, District, Sub-District, Block, and Village.
4. Click ‘Get Report’ to view the list.

6. Update Mobile Number

Keeping the registered mobile number updated is essential for receiving timely OTPs, alerts, and payment-related notifications without disruption. To update the mobile number on the PM Kisan website:

1. Visit the official PM Kisan website: https://pmkisan.gov.in.
2. On the homepage, go to the “Farmer Corner” section.
3. Click on “Update Mobile Number” or the relevant option.
4. Search details by either Registration Number or Aadhaar Number.
5. Enter the chosen number in the provided field.
6. Fill in the Captcha Code shown on the screen.
7. Click on “Submit” and follow on-screen instructions to complete the update.

New Farmer Registration: How to Apply for PM Kisan

For eligible individuals who have not yet registered for the PM-KISAN scheme, both online and offline application modes are available.

Online Application

Farmers can register themselves online through the official PM-KISAN portal or via the mobile app.

1. Via PM-KISAN Portal:

• Visit pmkisan.gov.in.
• Click on ‘New Farmer Registration’ under the ‘Farmers Corner’.
• Enter the Aadhaar Number and select the state.
• Fill in all required personal and bank details, including land details such as Survey/Kahta Number, Khasra Number, and land area as per landholding documents.
• Upload scanned copies of necessary supporting documents, including Aadhaar card, landholding papers, and bank passbook.
• Accept the self-declaration and save the application form.
• After saving, proceed to make any required payment using the CSC ID (if registering through a VLE).
• Verify the beneficiary status using the Aadhaar number.

2. Via PM-KISAN Mobile App:

• Download the PM-KISAN mobile app.
• Open the app and navigate to the “New Farmer Registration” section.
• Complete the registration procedure by filling in the required details and submitting the application.

Offline Application

For those who prefer or require offline assistance, registration can be completed through designated centers.

1. Visit the nearest Common Service Centre (CSC) or local agriculture office.
2. Provide the necessary documents, including Aadhaar, bank details, and land ownership proof.
3. Officials at these centers will assist in completing the registration process.

Required Documents for PM Kisan Registration

To enroll in the scheme, the following mandatory information and documents are typically required:

• Farmer’s / Spouse’s name
• Farmer’s / Spouse’s date of birth
• Bank account number
• IFSC/MICR Code
• Mobile Number
• Aadhaar Number
• Other customer information as available in the passbook required for mandate registration
• Proof of citizenship
• Documents verifying land ownership (landholding documents, khasra/khatoni)

Addressing Common Issues and Seeking Assistance

Beneficiaries may encounter various issues during their PM-KISAN journey. The official PM-KISAN website (pmkisan.gov.in) provides several Frequently Asked Questions (FAQ) sections, including Revised FAQ, Basic FAQ, and Additional FAQ, to address common queries and problems.

Common Reasons for Application or Payment Rejection

Understanding why an application or payment might be rejected can help farmers proactively address potential issues. Common reasons for rejection include:

• Exclusion Category: Farmers belonging to categories explicitly excluded from the scheme (e.g., institutional landholders, income tax payers, government employees).
• Incorrect Bank Details: Providing a wrong IFSC code or bank account number.
• Invalid/Closed Bank Accounts: Bank accounts being closed or deemed invalid.
• Aadhaar Linkage Issues: Aadhaar card not being linked with the bank account.
• Age Discrepancy: Applicant’s age being below 18 years.
• PFMS/Bank Rejection: Records being rejected by the bank or Public Financial Management System (PFMS) during the application examination.

Beneficiaries can check the rejected list by logging into the official PM Kisan website, clicking on ‘Dashboard’, filling in the state, district, sub-district, and village details, and then selecting the ‘Rejected’ option in the Aadhaar status.

Seeking Official Assistance

For any inquiries, assistance, or to report issues, farmers can utilize the official support channels:

• Helpline Numbers: 155261 or 011-24300606.
• Email: pmkisan-ict@gov.in.
• Official Website: pmkisan.gov.in.
• AI Chatbot: Kisan-eMitra, launched in September 2023, provides instant query resolution in local languages regarding payments, registration, and eligibility.

Conclusion

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana has emerged as a transformative force in India’s agricultural landscape, providing crucial direct financial support to millions of farmer families. Its consistent disbursement of ₹6,000 annually, delivered through a robust Direct Benefit Transfer (DBT) system, has significantly contributed to the financial stability and empowerment of small and marginal farmers. The scheme’s journey reflects a commitment to leveraging digital infrastructure for transparency and efficiency, setting a high standard for public welfare programs.

For beneficiaries to continue receiving their rightful payments, particularly the eagerly awaited 20th installment, proactive engagement with the scheme’s requirements is indispensable. Completing e-KYC, ensuring Aadhaar-linked bank accounts are active, verifying personal and land records, and regularly checking beneficiary status are not merely procedural steps but essential safeguards for uninterrupted financial aid. The government’s clear guidelines and accessible support channels, including the official website, mobile app, and helplines, underscore the importance of relying on verified information and taking timely action. By adhering to these critical mandates, farmers can ensure they remain eligible and continue to benefit from this vital income support, fostering greater resilience and prosperity in the agricultural community.